📄 For the best experience entering your financial details, we recommend using a desktop or tablet.
This tool brings clarity to a complicated situation — so you understand what you're working with before deciding what comes next. It does not provide legal advice, determine eligibility or outcomes, or recommend any course of action.
From overwhelmed to organized.
A private space to understand your debt situation — on your terms.
NavigateMyDebt is a digital platform designed to help individuals who feel overwhelmed by debt take control of their financial picture. We offer a private, judgment-free workspace where you can organize your debts, track your documents, and understand key concepts — at your own pace, without pressure.
A private, secure workspace for your debt situation
An educational guide to debt, bankruptcy-related concepts, and document readiness
A document organizer and readiness tracker
A step-by-step path to a personalized summary
A neutral tool that respects your right to choose
What we’re not
A law firm or source of legal advice
A debt settlement or payoff service
A tool that pushes you toward any decision
A lead generator for attorneys
A substitute for professional consultation
Start for $10 — no commitment beyond that.
For as little as $10, you can build a centralized snapshot of your debt situation — your creditors, your income, your documents, your circumstances — all in one organized, private place. Whether you eventually work with an attorney, file on your own, or simply need clarity before deciding anything, that snapshot is yours to keep and use however serves you best.
Simple milestone pricing
No surprise fees. Each step unlocks naturally as you complete the relevant work. Pay only when you’re ready to move forward.
Complete your situation profile, creditor list, and income snapshot. Receive your personalized Debt Snapshot PDF. Your starting point.
Level 2 — Portrait Report
Add a Portrait Report for only $39 more
Full means test, expanded document checklist, and your complete PDF report — ready for consultation or self-filing research.
Level 3 — Big Picture
Complete your journey for another $50
Personalized Readiness Score
Priority discussion topics
Key considerations for possible next steps
Start at $10 · Add Level 2 for $39 more · Add Level 3 for $50 more · All three levels — $99 total
How pricing works — Start your journey as a guest — no account required until you’re ready to pay. Work at your own pace. Each level unlocks naturally as you complete the relevant information. Pay only when you reach a level and are ready to move forward. Complete all three levels and you will have paid just $99 total — and you will have a complete, organized picture of your situation ready for whatever comes next.